Zions Bancorporation, N.A. (ZIONP) reported third-quarter 2026 net earnings applicable to common shareholders of $262 million, or $1.78 per diluted common share, compared with $221 million, or $1.48 per diluted share, a year earlier.
Net interest income rose 2% year over year to $684 million, while total deposits increased 4% to $77.9 billion at September 30, 2026.
- GAAP net income was $263 million, compared with $222 million in the third quarter of 2025.
- Total noninterest income was $197 million, up from $189 million a year earlier.
- Total noninterest expense increased 5% to $553 million.
- The provision for credit losses was an $8 million benefit, versus a $49 million expense in the prior-year quarter.
- Loans and leases, net of unearned income and fees, were $62.5 billion, up 4% year over year.
- Net loan and lease charge-offs were $3 million, compared with $56 million a year earlier.
- The estimated common equity tier 1 capital ratio was 11.8%, compared with 11.3% a year earlier.
