Upstart Holdings, Inc. (UPST) is up 16.5% today. Here is some analysis on what might have caused this price movement. ([ir.upstart.com](https://ir.upstart.com/news-releases/news-release-details/upstart-announce-second-quarter-2026-results-august-4-2026?utm_source=openai))
Analysis: The most likely driver appears to be a mix of pre-earnings optimism and continued enthusiasm around Upstart’s recent capital and regulatory updates. This could be because investors are positioning for the company’s second-quarter report after a series of announcements that pointed to stronger funding capacity and a potentially more durable platform structure. ([ir.upstart.com](https://ir.upstart.com/news-releases/news-release-details/upstart-announce-second-quarter-2026-results-august-4-2026?utm_source=openai))
Details:
Sources:
Upstart Holdings, Inc., Office of the Comptroller of the Currency, SEC
Disclaimer: This price movement analysis was generated with the help of AI. Please double-check the information provided for mistakes.
$UPST Insider Trading Activity
$UPST insiders have traded $UPST stock on the open market 21 times in the past 6 months. Of those trades, 3 have been purchases and 18 have been sales.
Here’s a breakdown of recent trading of $UPST stock by insiders over the last 6 months:
- DAVE GIROUARD has made 2 purchases buying 170,240 shares for an estimated $4,999,606 and 0 sales.
- PAUL GU (Chief Executive Officer) purchased 50,000 shares for an estimated $1,375,000
- SANJAY DATTA (President, Capital& Enterprise) has made 0 purchases and 5 sales selling 32,784 shares for an estimated $977,937.
- SCOTT DARLING (Chief Legal Officer) has made 0 purchases and 5 sales selling 14,229 shares for an estimated $417,579.
- ANDREA BLANKMEYER (Chief Financial Officer) has made 0 purchases and 3 sales selling 7,044 shares for an estimated $208,702.
- NATALIA MIRGORODSKAYA (See Remarks) has made 0 purchases and 5 sales selling 3,389 shares for an estimated $97,375.
To track insider transactions, check out Quiver Quantitative's insider trading dashboard. You can access data on insider stock transactions through the Quiver Quantitative API insider transaction endpoint.
$UPST Hedge Fund Activity
We have seen 167 institutional investors add shares of $UPST stock to their portfolio, and 172 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- JERICHO CAPITAL ASSET MANAGEMENT L.P. removed 5,011,809 shares (-100.0%) from their portfolio in Q1 2026, for an estimated $128,552,900
- MARSHALL WACE, LLP added 2,728,942 shares (+495.1%) to their portfolio in Q1 2026, for an estimated $69,997,362
- BANK OF AMERICA CORP /DE/ removed 2,032,448 shares (-80.1%) from their portfolio in Q1 2026, for an estimated $52,132,291
- MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. removed 1,093,193 shares (-90.5%) from their portfolio in Q1 2026, for an estimated $28,040,400
- MAREX GROUP PLC removed 1,062,689 shares (-90.1%) from their portfolio in Q1 2026, for an estimated $27,257,972
- SUSQUEHANNA INTERNATIONAL GROUP, LLP removed 960,983 shares (-74.7%) from their portfolio in Q1 2026, for an estimated $24,649,213
- SG AMERICAS SECURITIES, LLC removed 902,214 shares (-83.1%) from their portfolio in Q1 2026, for an estimated $23,141,789
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard. You can access data on hedge funds moves and 13F filings through the Quiver Quantitative API 13F endpoint.
$UPST Analyst Ratings
Wall Street analysts have issued reports on $UPST in the last several months. We have seen 1 firms issue buy ratings on the stock, and 0 firms issue sell ratings.
Here are some recent analyst ratings:
- BTIG issued a "Buy" rating on 05/06/2026
To track analyst ratings and price targets for $UPST, check out Quiver Quantitative's $UPST forecast page.
$UPST Price Targets
Multiple analysts have issued price targets for $UPST recently. We have seen 9 analysts offer price targets for $UPST in the last 6 months, with a median target of $40.0.
Here are some recent targets:
- Will Nance from Goldman Sachs set a target price of $39.0 on 07/09/2026
- Kyle Peterson from Needham set a target price of $40.0 on 07/07/2026
- Vincent Caintic from BTIG set a target price of $43.0 on 07/07/2026
- Patrick Moley from Piper Sandler set a target price of $46.0 on 05/06/2026
- Dan Dolev from Mizuho set a target price of $51.0 on 03/26/2026
- David M. Scharf from Citizens set a target price of $20.0 on 02/18/2026
- Giuliano Bologna from Compass Point set a target price of $30.0 on 02/17/2026
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
