United Bancorp, Inc. reported higher second-quarter and six-month earnings for 2026. The company posted second-quarter net income of $2.1 million, or diluted earnings per share of $0.36, for the three months ended June 30, 2026. For the first six months of 2026, net income was $4.0 million, or diluted EPS of $0.69.
The company said total assets reached $878.0 million at June 30, 2026, while total deposits rose to $686.9 million. Management cited growth in deposits, higher net interest income and infrastructure investments, including banking center expansion, mortgage, treasury management and technology initiatives.
- Second-quarter net income was $2,094,738, up 9.41% from $1,914,513 a year earlier.
- Second-quarter basic and diluted earnings per common share were both $0.36, compared with $0.33 in the prior-year quarter.
- Six-month net income was $4,005,555, up 5.79% from $3,786,385 a year earlier.
- Total interest income for the quarter was $10,532,241, while net interest income was $7,003,825.
- Total assets were $877,971,896 at quarter end, and total deposits were $686,944,826.
- UBCP paid a regular second-quarter cash dividend of $0.195 per share and year-to-date cash dividends of $0.5625, including a special dividend.
