Regions Financial Corp. (RF) reported third-quarter 2026 net income of $631 million and net income available to common shareholders of $611 million. Diluted earnings per common share were $0.71, while total revenue was $1.973 billion.
Total revenue increased 3% from the second quarter, and reported earnings and diluted EPS each increased 11% from the third quarter of 2025.
- Net interest income was $1.298 billion, up 1.6% from the prior quarter.
- Non-interest income totaled $675 million, up 7.1% sequentially.
- Non-interest expense was $1.118 billion, down 0.3% from the second quarter.
- Average loans were $99.183 billion, up 0.5% sequentially, while average deposits were $129.140 billion, down 1.2%.
- Net charge-offs were $72 million, or 0.29% of average loans on an annualized basis.
- The estimated common equity Tier 1 ratio was 10.8% at Sept. 30, 2026.