Ponce Financial Group (PDLB) reported second-quarter 2026 net income of $8.5 million, compared with $8.6 million in the prior quarter and $6.1 million in the year-earlier quarter. Net income available to common stockholders was $8.2 million, or $0.35 per diluted share.
For the first six months of 2026, net income was $17.1 million, up from $12.1 million a year earlier. Net income available to common stockholders was $16.6 million, or $0.71 per diluted share.
- Second-quarter net interest income was $30.1 million, up 6.50% from the prior quarter and 23.07% from the year-earlier quarter.
- Second-quarter net interest margin was 3.66%, compared with 3.61% in the prior quarter and 3.27% a year earlier.
- Total interest and dividend income was $51.7 million in the second quarter, while non-interest income was $1.5 million.
- Net loans receivable were $2.88 billion as of June 30, 2026, up 10.79% from Dec. 31, 2025.
- Deposits were $2.27 billion as of June 30, 2026, up 11.00% from Dec. 31, 2025.
- Total assets were $3.49 billion as of June 30, 2026, compared with $3.22 billion as of Dec. 31, 2025.
