Earnings fallout: Social media buzz intensified after PayPal's Q4 2025 earnings revealed misses on revenue and EPS, sending shares down nearly 20% in a single day. Weak 2026 guidance, including mid-single-digit EPS declines, amplified fears of ongoing margin pressures and sluggish growth. Investors dissected the shortfall in branded checkout as a key execution stumble.
Value hunt gains traction: Despite the rout, discussions spotlighted compelling fundamentals like a free cash flow yield over 15% and $6 billion in trailing share repurchases. Trading at around 7x next-twelve-months earnings, some viewed it as a rare bargain for a cash-generating giant. A new dividend and aggressive buybacks were hailed as lifelines for patient holders.
CEO transition intrigue: The incoming Enrique Lores as CEO from March ignited speculation of structural overhauls, drawing parallels to his HP split. Chatter focused on potential spins like Venmo amid calls to refocus on core payments. Optimism tempered by skepticism lingers as the stock probes multi-year lows.
Note: This discussion summary was generated from an AI condensation of post data.
PayPal Insider Trading Activity
PayPal insiders have traded $PYPL stock on the open market 15 times in the past 6 months. Of those trades, 0 have been purchases and 15 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by insiders over the last 6 months:
- SUZAN KEREERE (President, Global Markets) has made 0 purchases and 7 sales selling 25,824 shares for an estimated $1,746,406.
- AARON WEBSTER (EVP, Global Chief Risk Officer) has made 0 purchases and 3 sales selling 9,282 shares for an estimated $615,309.
- DIEGO SCOTTI (EVP, GM Consumer Group) has made 0 purchases and 3 sales selling 3,838 shares for an estimated $264,702.
- FRANK KELLER (EVP, GM, Large Ent & Mer Plat.) sold 3,478 shares for an estimated $139,815
- CHRIS NATALI (VP, Chief Accounting Officer) sold 1,374 shares for an estimated $94,987
To track insider transactions, check out Quiver Quantitative's insider trading dashboard.
PayPal Revenue
PayPal had revenues of $8.7B in Q4 2025. This is an increase of 3.71% from the same period in the prior year.
You can track PYPL financials on Quiver Quantitative's PYPL stock page.
PayPal Congressional Stock Trading
Members of Congress have traded $PYPL stock 4 times in the past 6 months. Of those trades, 1 have been purchases and 3 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by members of Congress over the last 6 months:
- REPRESENTATIVE NANCY PELOSI sold up to $500,000 on 12/30.
- SENATOR JOHN BOOZMAN purchased up to $15,000 on 11/21.
- REPRESENTATIVE VAL T. HOYLE sold up to $15,000 on 09/23.
- REPRESENTATIVE LISA C. MCCLAIN sold up to $15,000 on 09/11.
To track congressional stock trading, check out Quiver Quantitative's congressional trading dashboard.
PayPal Hedge Fund Activity
We have seen 668 institutional investors add shares of PayPal stock to their portfolio, and 1,167 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC removed 21,928,221 shares (-77.8%) from their portfolio in Q4 2025, for an estimated $1,280,169,541
- CLEARBRIDGE INVESTMENTS, LLC removed 6,151,361 shares (-67.1%) from their portfolio in Q4 2025, for an estimated $359,116,455
- VANGUARD GROUP INC added 5,534,462 shares (+6.5%) to their portfolio in Q4 2025, for an estimated $323,101,891
- NORGES BANK added 3,868,532 shares (+31.2%) to their portfolio in Q4 2025, for an estimated $225,844,898
- NUVEEN, LLC removed 3,231,325 shares (-49.5%) from their portfolio in Q4 2025, for an estimated $188,644,753
- CONTOUR ASSET MANAGEMENT LLC added 1,851,547 shares (+inf%) to their portfolio in Q3 2025, for an estimated $124,164,741
- UBS GROUP AG added 1,760,685 shares (+35.1%) to their portfolio in Q4 2025, for an estimated $102,788,790
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
PayPal Analyst Ratings
Wall Street analysts have issued reports on $PYPL in the last several months. We have seen 4 firms issue buy ratings on the stock, and 1 firms issue sell ratings.
Here are some recent analyst ratings:
- Morgan Stanley issued a "Underweight" rating on 12/18/2025
- Keefe, Bruyette & Woods issued a "Outperform" rating on 10/29/2025
- Argus Research issued a "Buy" rating on 10/29/2025
- Canaccord Genuity issued a "Buy" rating on 10/29/2025
- RBC Capital issued a "Outperform" rating on 10/28/2025
To track analyst ratings and price targets for PayPal, check out Quiver Quantitative's $PYPL forecast page.
PayPal Price Targets
Multiple analysts have issued price targets for $PYPL recently. We have seen 20 analysts offer price targets for $PYPL in the last 6 months, with a median target of $59.5.
Here are some recent targets:
- Matthew Coad from Truist Securities set a target price of $39.0 on 02/10/2026
- Ramsey El-Assal from Cantor Fitzgerald set a target price of $42.0 on 02/09/2026
- Adam Frisch from Evercore ISI Group set a target price of $40.0 on 02/04/2026
- Tien-Tsin Huang from JP Morgan set a target price of $46.0 on 02/04/2026
- Paul Golding from Macquarie set a target price of $58.0 on 02/04/2026
- Bryan Keane from Citigroup set a target price of $42.0 on 02/04/2026
- Will Nance from Goldman Sachs set a target price of $41.0 on 02/04/2026
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
