Q3 Earnings Surge: PayPal Holdings, Inc. has sparked significant buzz on X following its Q3 2025 earnings report, which exceeded expectations with an EPS of $1.34 against an estimated $1.20. Posts on X highlight the stock’s premarket jump of nearly 15%, driven by strong transaction margins and a raised full-year profit outlook. Investors are also noting the announcement of a first-ever dividend and a $6 billion buyback program.
OpenAI Partnership Buzz: A major driver of excitement on X is PayPal’s new collaboration with OpenAI to integrate its digital wallet into ChatGPT. Many users see this as a strategic move that could signal a positive turnaround for the company. Discussions are rife with optimism about how this partnership might enhance PayPal’s position in AI-driven commerce.
Strategic Shifts Noted: Beyond earnings and partnerships, X chatter focuses on PayPal’s broader strategic initiatives, including agentic commerce services and Venmo growth. Some users point to analyst upgrades, with price targets being raised due to accelerating transaction volumes. The tone suggests renewed confidence in PayPal’s long-term potential despite past stock slumps.
Note: This discussion summary was generated from an AI condensation of post data.
PayPal Holdings, Inc. Congressional Stock Trading
Members of Congress have traded $PYPL stock 6 times in the past 6 months. Of those trades, 2 have been purchases and 4 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by members of Congress over the last 6 months:
- REPRESENTATIVE VAL T. HOYLE sold up to $15,000 on 09/23.
- REPRESENTATIVE LISA C. MCCLAIN has traded it 2 times. They made 1 purchase worth up to $15,000 on 08/04 and 1 sale worth up to $15,000 on 09/11.
- SENATOR ANGUS S. KING JR. purchased up to $15,000 on 07/21.
- REPRESENTATIVE JAMES COMER sold up to $15,000 on 07/03.
- REPRESENTATIVE JEFFERSON SHREVE sold up to $50,000 on 05/12.
To track congressional stock trading, check out Quiver Quantitative's congressional trading dashboard.
PayPal Holdings, Inc. Insider Trading Activity
PayPal Holdings, Inc. insiders have traded $PYPL stock on the open market 8 times in the past 6 months. Of those trades, 0 have been purchases and 8 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by insiders over the last 6 months:
- SUZAN KEREERE (President, Global Markets) has made 0 purchases and 3 sales selling 8,324 shares for an estimated $593,619.
- DIEGO SCOTTI (EVP, GM, Consumer Group) has made 0 purchases and 3 sales selling 7,677 shares for an estimated $546,443.
- CHRIS NATALI (VP, Chief Accounting Officer) sold 7,102 shares for an estimated $492,529
- DEBORAH M. MESSEMER sold 3,795 shares for an estimated $277,036
To track insider transactions, check out Quiver Quantitative's insider trading dashboard.
PayPal Holdings, Inc. Hedge Fund Activity
We have seen 773 institutional investors add shares of PayPal Holdings, Inc. stock to their portfolio, and 974 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- GOLDMAN SACHS GROUP INC removed 3,730,760 shares (-43.6%) from their portfolio in Q2 2025, for an estimated $277,270,083
- FMR LLC added 3,690,318 shares (+75.8%) to their portfolio in Q2 2025, for an estimated $274,264,433
- VICTORY CAPITAL MANAGEMENT INC added 2,746,070 shares (+300.1%) to their portfolio in Q2 2025, for an estimated $204,087,922
- ONTARIO TEACHERS PENSION PLAN BOARD removed 2,435,214 shares (-99.3%) from their portfolio in Q2 2025, for an estimated $180,985,104
- MORGAN STANLEY removed 2,154,447 shares (-13.2%) from their portfolio in Q2 2025, for an estimated $160,118,501
- MANUFACTURERS LIFE INSURANCE COMPANY, THE removed 2,109,307 shares (-60.7%) from their portfolio in Q2 2025, for an estimated $156,763,696
- DIMENSIONAL FUND ADVISORS LP added 2,004,514 shares (+50.0%) to their portfolio in Q2 2025, for an estimated $148,975,480
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
PayPal Holdings, Inc. Analyst Ratings
Wall Street analysts have issued reports on $PYPL in the last several months. We have seen 5 firms issue buy ratings on the stock, and 1 firms issue sell ratings.
Here are some recent analyst ratings:
- Macquarie issued a "Outperform" rating on 07/30/2025
- Canaccord Genuity issued a "Buy" rating on 07/30/2025
- JMP Securities issued a "Market Outperform" rating on 07/30/2025
- Barclays issued a "Overweight" rating on 07/18/2025
- RBC Capital issued a "Outperform" rating on 06/26/2025
- Truist Securities issued a "Sell" rating on 06/02/2025
To track analyst ratings and price targets for PayPal Holdings, Inc., check out Quiver Quantitative's $PYPL forecast page.
PayPal Holdings, Inc. Price Targets
Multiple analysts have issued price targets for $PYPL recently. We have seen 13 analysts offer price targets for $PYPL in the last 6 months, with a median target of $78.0.
Here are some recent targets:
- Jason Kupferberg from Wells Fargo set a target price of $74.0 on 10/22/2025
- Bryan Keane from Citigroup set a target price of $78.0 on 10/22/2025
- Will Nance from Goldman Sachs set a target price of $70.0 on 10/13/2025
- Andrew Boone from JMP Securities set a target price of $100.0 on 07/30/2025
- Paul Golding from Macquarie set a target price of $95.0 on 07/30/2025
- Joseph Vafi from Canaccord Genuity set a target price of $96.0 on 07/30/2025
- James Faucette from Morgan Stanley set a target price of $75.0 on 07/30/2025
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
