NerdWallet Inc. (NRDS) Stock Falls on Q4 2025 Earnings

NerdWallet Inc. (NRDS) reported fourth-quarter 2025 results.

Revenue: $225.4 million (+22.6% year over year; above the estimate of $215.7 million).

Gross profit: $211.8 million (+26.8% year over year).

Operating profit: $19.4 million (+123.0% year over year).

Net income attributable to common shareholders: $14.0 million (-63.7% year over year).

Diluted earnings per share: $0.19 (-61.2% year over year; above the estimate of $0.18).

Balance sheet and cash-flow highlights:

Cash from operating activities: $38.9 million (+292.9% year over year).

Purchases of property, plant and equipment: -$0.3 million (+50.0% year over year).

Cash and cash equivalents: $98.3 million (+48.3% year over year).

Total liabilities: $86.6 million (+18.0% year over year).

Market reaction and takeaway:

Shares moved -6.4% since market close.

Overall, NerdWallet delivered revenue and EPS beats with strong operating-profit and operating-cash-flow improvements, while net income and EPS declined year over year.

Note: This financials data is sourced from a third-party provider and has not been independently verified by Quiver.

NerdWallet Inc. Insider Trading Activity

NerdWallet Inc. insiders have traded $NRDS stock on the open market 7 times in the past 6 months. Of those trades, 0 have been purchases and 7 have been sales.

Here’s a breakdown of recent trading of $NRDS stock by insiders over the last 6 months:

SAMUEL YOUNT (Chief Business Officer) has made 0 purchases and 5 sales selling 43,635 shares for an estimated $659,767.
NICHOLAS TATUM (Chief Accounting Officer) has made 0 purchases and 2 sales selling 4,868 shares for an estimated $55,461.

To track insider transactions, check out Quiver Quantitative's insider trading dashboard.

NerdWallet Inc. Hedge Fund Activity

We have seen 89 institutional investors add shares of NerdWallet Inc. stock to their portfolio, and 85 decrease their positions in their most recent quarter.

Here are some of the largest recent moves:

PRUDENTIAL FINANCIAL INC added 702,816 shares (+669.6%) to their portfolio in Q4 2025, for an estimated $9,523,156
MILLENNIUM MANAGEMENT LLC added 497,978 shares (+1231.3%) to their portfolio in Q4 2025, for an estimated $6,747,601
CONNOR, CLARK & LUNN INVESTMENT MANAGEMENT LTD. removed 368,727 shares (-41.5%) from their portfolio in Q4 2025, for an estimated $4,996,250
CITADEL ADVISORS LLC removed 304,689 shares (-70.3%) from their portfolio in Q4 2025, for an estimated $4,128,535
VANGUARD GROUP INC removed 296,318 shares (-7.4%) from their portfolio in Q4 2025, for an estimated $4,015,108
KENT LAKE PR LLC removed 275,000 shares (-100.0%) from their portfolio in Q3 2025, for an estimated $2,959,000
NUVEEN, LLC added 247,157 shares (+296.1%) to their portfolio in Q4 2025, for an estimated $3,348,977

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.

NerdWallet Inc. Analyst Ratings

Wall Street analysts have issued reports on $NRDS in the last several months. We have seen 3 firms issue buy ratings on the stock, and 0 firms issue sell ratings.

Here are some recent analyst ratings:

Truist Securities issued a "Buy" rating on 11/10/2025
Keybanc issued a "Overweight" rating on 11/07/2025
Barclays issued a "Overweight" rating on 11/07/2025

To track analyst ratings and price targets for NerdWallet Inc., check out Quiver Quantitative's $NRDS forecast page.

NerdWallet Inc. Price Targets

Multiple analysts have issued price targets for $NRDS recently. We have seen 4 analysts offer price targets for $NRDS in the last 6 months, with a median target of $16.5.

Here are some recent targets:

James Faucette from Morgan Stanley set a target price of $14.0 on 11/10/2025
Youssef Squali from Truist Securities set a target price of $19.0 on 11/10/2025
Ross Sandler from Barclays set a target price of $17.0 on 11/07/2025
Justin Patterson from Keybanc set a target price of $16.0 on 11/07/2025