MetroCity Bankshares (MCBS) reported net income of $22.1 million, or $0.76 per diluted share, for the second quarter of 2026, compared with $22.3 million, or $0.77 per diluted share, in the first quarter of 2026 and $16.8 million, or $0.65 per diluted share, in the second quarter of 2025.
For the six months ended June 30, 2026, the company reported net income of $44.4 million, or $1.53 per diluted share, compared with $33.1 million, or $1.29 per diluted share, for the same period in 2025. The company cited the First IC acquisition in the fourth quarter of 2025 in discussing year-over-year increases.
- Second-quarter net interest margin was 4.11%, compared with 4.08% in the prior quarter and 3.77% a year earlier.
- Interest income totaled $70.4 million, down 0.8% from the prior quarter and up 30.3% from the second quarter of 2025.
- Noninterest income was $5.8 million, down 9.5% from the first quarter and up 0.4% year over year.
- Total assets were $4.52 billion at June 30, 2026, down 3.6% from March 31, 2026, and up 25.0% from June 30, 2025.
- Deposits were $3.49 billion at June 30, 2026, down 3.8% from March 31, 2026, and up 29.7% from a year earlier.
