The House has passed H.R. 6644 - Housing for the 21st Century Act. This bill was introduced by Representative J. French Hill.
The vote was 390-9.
You can track corporate lobbying on this bill and relevant congressional stock trades on Quiver Quantitative's H.R. 6644 bill page.
Here is a short summary of a January 15, 2026 version of the bill.
H.R. 6644 - Housing for the 21st Century Act Summary
The Housing for the 21st Century Act aims to address the housing supply crisis in the United States by implementing a range of provisions designed to increase affordability and streamline development processes. The key components of the bill include the following:
Increase Housing Supply
The bill seeks to expand the housing supply by introducing various grant programs and making changes to zoning laws. These reforms are intended to facilitate the development of more housing units, particularly affordable options for low- and moderate-income individuals. Additionally, it emphasizes the modernization of existing local programs and enhances oversight of housing providers to ensure compliance with new regulations.
Reports and Studies
The bill mandates that the Department of Housing and Urban Development (HUD) and the Secretary of Agriculture produce reports and studies focused on:
- Improving the efficiency of housing projects
- Adjustments to housing finance measures
- Defining workforce housing
These studies are intended to evaluate how effectively the proposed changes are implemented and to recommend further improvements where necessary. Changes to affordable housing qualifications and environmental review processes are also included to ensure streamlined funding and enhanced access to housing.
Permanent Affordability Measures
To ensure housing remains affordable in the long term, the bill introduces measures aimed at monitoring properties and legally enforcing affordability requirements. This includes maintaining preemptive purchase options that allow entities to purchase properties before they are sold to the public. Funding allocations will be revised to further support the development of affordable housing, along with regulatory adjustments to enhance housing opportunities for those in need.
Pilot Program for Small-Dollar Mortgages
A pilot program is established focusing on small-dollar mortgages, which are defined as loans with a principal balance of $100,000 or less. This program aims to specify details such as closing costs, appraisals, and title insurance to make these mortgages more accessible. The bill mandates annual reporting on the program’s outcomes, assessing risks and demographic impacts, with a planned review period of four years to evaluate its effectiveness.
Improving Housing for Vulnerable Populations
The bill also includes provisions for the Comptroller General to conduct studies on housing improvements specifically for the elderly and disabled individuals, as well as assessing the proximity of housing developments to Superfund sites, which are environmental cleanup sites that may pose risks to health and safety. Furthermore, it requires the Secretary of Housing and Urban Development to increase accountability and transparency among public housing agencies to improve service delivery and resource management.
Relevant Companies
- PHM (PulteGroup, Inc.) - As a major homebuilder, PulteGroup may be affected by changes in zoning laws and the increased housing supply initiatives outlined in the bill.
- LEN (Lennar Corporation) - Another large homebuilder, Lennar may experience direct impacts from the reforms aimed at increasing the availability of affordable housing.
- KBH (KB Home) - KB Home, specializing in home construction, could see impacts from the new grant programs and zoning reforms laid out in the bill.
This article is not financial advice. Bill summaries may be unreliable. Consult Congress.gov for full bill text. See Quiver Quantitative's disclaimers for more information.
Representative J. French Hill Bill Proposals
Here are some bills which have recently been proposed by Representative J. French Hill:
- H.R.7253: Ticket to Work Advertisement Act
- H.R.7180: To amend the National Defense Authorization Act for Fiscal Year 2023 to modify the interagency strategy to disrupt and dismantle narcotics production and trafficking and affiliated networks in the Middle East, and for other purposes.
- H.R.6955: Main Street Capital Access Act
- H.R.6644: Housing for the 21st Century Act
- H.R.6524: HIRE Act
- H.R.5626: Taiwan and American Space Assistance Act of 2025
You can track bills proposed by Representative J. French Hill on Quiver Quantitative's politician page for Hill.
Representative J. French Hill Net Worth
Quiver Quantitative estimates that Representative J. French Hill is worth $21.1M, as of February 10th, 2026. This is the 62nd highest net worth in Congress, per our live estimates.
Hill has approximately $17.2M invested in publicly traded assets which Quiver is able to track live.
You can track Representative J. French Hill's net worth on Quiver Quantitative's politician page for Hill.
Representative J. French Hill Stock Trading
We have data on up to $4.0M of trades from Representative J. French Hill, which we parsed from STOCK Act filings. Some of the largest trades include:
- A June 23rd, 2025 sale of up to $250K of $BX. The stock has fallen 4.99% since then.
- A June 23rd, 2025 sale of up to $250K of $SFNC. The stock has risen 16.86% since then.
- A November 22nd, 2023 sale of up to $250K of $PM. The stock has risen 93.81% since then.
- A December 31st, 2025 sale of up to $250K of $PFE. The stock has risen 8.63% since then.
- A June 23rd, 2025 purchase of up to $100K of $MKL. The stock has risen 4.62% since then.
You can track Representative J. French Hill's stock trading on Quiver Quantitative's politician page for Hill.
