Capital One climbs after quarterly profit tops expectations

Capital One Financial (COF) is up 4.7% today. Here is some analysis on what might have caused this price movement.

Analysis: The rally appears tied mainly to a strong third-quarter earnings report that showed higher profitability, better pre-provision earnings, and a lower credit-loss provision than the prior quarter. Investors also seem encouraged by signs that the Discover integration is progressing and that the company is capturing margin improvement while returning capital through buybacks.

Details:

Third-quarter net income rose to $3.5 billion, or $5.61 per diluted share, up from $3.0 billion, or $4.73 per share, in the prior quarter.

Adjusted earnings were $6.69 per share, a result that cleared Wall Street expectations and helped drive the positive reaction.

Total net revenue increased 3% to $16.3 billion, while pre-provision earnings climbed 10% to $7.5 billion and net interest margin improved to 8.41%.

The provision for credit losses fell to $2.9 billion, and management said the Discover integration is going well, with progress toward expected synergies; the company also repurchased shares during the quarter.

Sources:

Capital One Financial, AP News, Zacks

Disclaimer: This price movement analysis was generated with the help of AI. Please double-check the information provided for mistakes.

$COF Insider Trading Activity

$COF insiders have traded $COF stock on the open market 25 times in the past 6 months. Of those trades, 0 have been purchases and 25 have been sales.

Here’s a breakdown of recent trading of $COF stock by insiders over the last 6 months:

MATTHEW W COOPER (General Counsel & Corp Secy) has made 0 purchases and 5 sales selling 17,500 shares for an estimated $3,467,940.
RAVI RAGHU (Pres, Software, Intl & Sm Bus) has made 0 purchases and 4 sales selling 9,776 shares for an estimated $2,051,284.
CELIA KARAM (Pres, Retail Bank) has made 0 purchases and 5 sales selling 7,581 shares for an estimated $1,555,669.
LIA DEAN (Pres, Banking & Prem. Products) has made 0 purchases and 4 sales selling 6,146 shares for an estimated $1,289,894.
MICHAEL ZAMSKY (Chief Credit & Fin'l Risk Off.) sold 5,473 shares for an estimated $1,193,223
TIMOTHY P GOLDEN (SVP, Chief Accounting Officer) sold 3,487 shares for an estimated $735,757
MARK DANIEL MOUADEB (President, Card) has made 0 purchases and 3 sales selling 3,072 shares for an estimated $678,385.
KAITLIN HAGGERTY (Chief Human Resources Officer) has made 0 purchases and 2 sales selling 1,426 shares for an estimated $262,124.

To track insider transactions, check out Quiver Quantitative's insider trading dashboard. You can access data on insider stock transactions through the Quiver Quantitative API insider transaction endpoint.

$COF Hedge Fund Activity

We have seen 1,004 institutional investors add shares of $COF stock to their portfolio, and 922 decrease their positions in their most recent quarter.

Here are some of the largest recent moves:

JPMORGAN CHASE & CO added 17,785,818 shares (+inf%) to their portfolio in Q2 2026, for an estimated $3,568,190,807
CAPITAL WORLD INVESTORS removed 10,749,314 shares (-59.3%) from their portfolio in Q2 2026, for an estimated $2,156,527,374
SIXTH STREET PARTNERS MANAGEMENT COMPANY, L.P. added 4,312,586 shares (+inf%) to their portfolio in Q2 2026, for an estimated $865,191,003
BERKSHIRE HATHAWAY INC removed 4,150,000 shares (-58.0%) from their portfolio in Q2 2026, for an estimated $832,573,000
PRICE T ROWE ASSOCIATES INC /MD/ added 2,990,399 shares (+98.4%) to their portfolio in Q2 2026, for an estimated $599,933,847
LONE PINE CAPITAL LLC removed 2,267,056 shares (-100.0%) from their portfolio in Q2 2026, for an estimated $454,816,774
D. E. SHAW & CO., INC. added 2,136,672 shares (+87.5%) to their portfolio in Q2 2026, for an estimated $428,659,136

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard. You can access data on hedge funds moves and 13F filings through the Quiver Quantitative API 13F endpoint.

$COF Price Targets

Multiple analysts have issued price targets for $COF recently. We have seen 5 analysts offer price targets for $COF in the last 6 months, with a median target of $254.0.

Here are some recent targets:

Mihir Bhatia from B of A Securities set a target price of $231.0 on 07/09/2026
Moshe Orenbuch from TD Cowen set a target price of $253.0 on 07/07/2026
Erika Najarian from UBS set a target price of $275.0 on 07/07/2026
Vincent Caintic from BTIG set a target price of $259.0 on 06/30/2026
Bill Carcache from Piper Sandler set a target price of $254.0 on 06/30/2026

This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.