CF Bankshares Inc. (CFBK), parent of CFBank, reported second-quarter 2026 net income of $5.9 million, or $0.90 per diluted common share, for the period ended June 30, 2026. Net income rose 17% from $5.0 million in the year-earlier quarter.
The company reported net interest income of $14.8 million, noninterest income of $1.7 million and provision for credit losses of $944,000 for the quarter. Its board also declared a $0.09 per-share common stock dividend, paid July 21, 2026.
- Q2 net income was $5.9 million, compared with $5.0 million in Q2 2025.
- Diluted earnings per common share were $0.90, compared with $0.77 a year earlier.
- Net interest margin was 2.93%, up from 2.83% in Q2 2025.
- Deposits totaled $1.8 billion at June 30, 2026, up 2.7% from Dec. 31, 2025.
- Book value per common share was $29.04 at quarter end.
- CFBank reported a Tier 1 leverage ratio of 11.64% and total risk-based capital ratio of 14.76%.
