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H.R. 7909: Medicare Expansion and Lowering Costs Now Act

This bill aims to expand access to Medicare and improve healthcare affordability for older adults. Here are the key provisions of the legislation:

Medicare Buy-In for Older Adults

Individuals aged 50 to 64 will be able to purchase Medicare coverage. This initiative is designed to help more people in this age group gain access to healthcare services as they typically face higher healthcare costs.

Improving Coverage Gaps

The bill seeks to address existing gaps in Medicare coverage, ensuring that more services and treatments are accessible to beneficiaries. This could enhance the overall healthcare experience for individuals covered under this program.

Financial Assistance

To help offset costs, the legislation includes provisions for financial assistance for individuals who qualify. This support aims to reduce the financial burden associated with healthcare and make necessary services more affordable.

Medicare Buy-In Trust Fund

A Medicare Buy-In Trust Fund will be established to support the financial aspects of this new buy-in option. This fund will help manage the costs associated with expanding Medicare access to those aged 50 to 64.

Reinsurance Program

The bill introduces a reinsurance program for high-cost individuals enrolled in qualified health plans. This program will help ensure that those with significant healthcare needs receive coverage, thereby providing additional financial protection for both clients and insurers.

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Sponsors

1 sponsor

Actions

2 actions

Date Action
Mar. 12, 2026 Introduced in House
Mar. 12, 2026 Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

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