H.R. 10252: Launching with Healthcare Act (119th Congress) Bill Summary

This bill would change federal health insurance rules so that adult children can stay on a parent’s health plan until age 31 instead of age 26.

What it changes

Current law requires many group health plans and health insurers to let young adults stay on a parent’s coverage until they turn 26.
This bill would raise that age limit to 31.

How it would work

The change would apply to health plan years beginning after December 31, 2026.
It would amend the Public Health Service Act, which is part of the federal law governing health coverage requirements.

Practical effect

If enacted, parents with employer-sponsored or other covered health plans would generally be able to keep adult children on family coverage for an additional five years. This could affect when some young adults need to obtain their own insurance through an employer, the individual market, Medicaid, or another source of coverage.