United Community Banks, Inc. has authorized a $100 million stock repurchase program, effective December 31, 2025.
Quiver AI Summary
United Community Banks, Inc. has announced that its Board of Directors has approved a $100 million common stock repurchase program, set to commence after the current program expires on December 31, 2025, and will continue until December 31, 2026. The company has already repurchased $44 million in shares in 2025 under its existing program. This new program allows for flexibility in terms of the timing and manner of repurchases, which can be modified or halted at the company's discretion. United Community Banks, Inc. is a leading financial institution with $28.1 billion in assets, providing a wide array of banking services across several states, and has received multiple accolades for customer satisfaction and workplace environment.
Potential Positives
- The Company’s Board of Directors approved a stock repurchase program, allowing for the repurchase of up to $100 million in common stock, indicating confidence in the company’s financial health and commitment to shareholder value.
- The announcement follows a successful 2025 repurchase of $44 million in shares, demonstrating a proactive approach to capital management.
- United Community Banks, Inc. has a strong reputation, evidenced by multiple awards for customer satisfaction and being recognized as one of the "Best Banks to Work For," which enhances its brand value and appeal to investors.
- The company’s substantial asset base of $28.1 billion and broad operational footprint across multiple states showcases its stability and market presence in the financial sector.
Potential Negatives
- The repurchase program could be interpreted as a sign that the company lacks suitable investment opportunities, potentially indicating lower growth prospects.
- The discretion to modify, suspend, or discontinue the stock repurchase program may create uncertainty among investors regarding the Company's commitment to returning value to shareholders.
- The significant reliance on stock repurchases could divert funds away from potentially more productive investments or improvements in services, which might affect long-term growth.
FAQ
What is United Community Banks' new stock repurchase program?
United Community Banks' Board approved a program to repurchase up to $100 million of its common stock via open market transactions.
When does the stock repurchase program start and end?
The program begins after December 31, 2025, and ends on December 31, 2026.
How much stock has United Community Banks repurchased in 2025?
The Company has repurchased $44 million of shares so far in 2025 under its current program.
Can United Community modify the repurchase program?
Yes, the program can be modified, suspended, or discontinued without prior notice at the Company's discretion.
What services does United Community Banks offer?
United Community Banks offers banking, mortgage, and wealth management services, along with a nationally recognized SBA lending franchise.
Disclaimer: This is an AI-generated summary of a press release distributed by GlobeNewswire. The model used to summarize this release may make mistakes. See the full release here.
$UCB Insider Trading Activity
$UCB insiders have traded $UCB stock on the open market 4 times in the past 6 months. Of those trades, 0 have been purchases and 4 have been sales.
Here’s a breakdown of recent trading of $UCB stock by insiders over the last 6 months:
- RICHARD BRADSHAW (EVP, Chief Banking Officer) has made 0 purchases and 4 sales selling 3,270 shares for an estimated $100,000.
To track insider transactions, check out Quiver Quantitative's insider trading dashboard.
$UCB Revenue
$UCB had revenues of $276.8M in Q3 2025. This is an increase of 27.42% from the same period in the prior year.
You can track UCB financials on Quiver Quantitative's UCB stock page.
$UCB Hedge Fund Activity
We have seen 125 institutional investors add shares of $UCB stock to their portfolio, and 145 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- CAPITAL RESEARCH GLOBAL INVESTORS removed 1,174,113 shares (-100.0%) from their portfolio in Q2 2025, for an estimated $34,976,826
- NORTH REEF CAPITAL MANAGEMENT LP removed 625,000 shares (-100.0%) from their portfolio in Q2 2025, for an estimated $18,618,750
- FMR LLC removed 546,937 shares (-5.8%) from their portfolio in Q3 2025, for an estimated $17,146,474
- WELLINGTON MANAGEMENT GROUP LLP added 431,491 shares (+125.7%) to their portfolio in Q3 2025, for an estimated $13,527,242
- AZORA CAPITAL LP added 428,164 shares (+inf%) to their portfolio in Q3 2025, for an estimated $13,422,941
- GOLDMAN SACHS GROUP INC removed 413,837 shares (-33.8%) from their portfolio in Q3 2025, for an estimated $12,973,789
- QUBE RESEARCH & TECHNOLOGIES LTD added 394,263 shares (+105.9%) to their portfolio in Q3 2025, for an estimated $12,360,145
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
$UCB Analyst Ratings
Wall Street analysts have issued reports on $UCB in the last several months. We have seen 1 firms issue buy ratings on the stock, and 0 firms issue sell ratings.
Here are some recent analyst ratings:
- DA Davidson issued a "Buy" rating on 07/24/2025
To track analyst ratings and price targets for $UCB, check out Quiver Quantitative's $UCB forecast page.
$UCB Price Targets
Multiple analysts have issued price targets for $UCB recently. We have seen 2 analysts offer price targets for $UCB in the last 6 months, with a median target of $35.0.
Here are some recent targets:
- Catherine Mealor from Keefe, Bruyette & Woods set a target price of $34.0 on 07/28/2025
- Gary Tenner from DA Davidson set a target price of $36.0 on 07/24/2025
Full Release
GREENVILLE, S.C., Dec. 08, 2025 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) (the “Company”) today announced that the Company’s Board of Directors approved a common stock repurchase program, authorizing the repurchase of up to $100.0 million of its outstanding common stock on the open market, in privately negotiated transactions, or in any other manner that complies with the provisions of the Securities Exchange Act of 1934, as amended (the “Stock Repurchase Program”). The Company may make repurchases under the Stock Repurchase Program from time to time beginning after the expiration of its current common stock repurchase program on December 31, 2025, and ending on December 31, 2026. The Company has repurchased $44 million of shares in 2025 under its current common stock repurchase program.
The Stock Repurchase Program may be modified, suspended or discontinued at any time in the Company’s discretion without prior notice, and does not commit the Company to repurchase shares of its common stock. The actual number and value of the shares to be purchased will be determined by the Company at its discretion and will depend on a number of factors including the performance of the price of the Company’s common stock, other market conditions, the availability of alternative investment opportunities and other factors the Company deems appropriate.
About United Community Banks, Inc.
United Community Banks, Inc. (NYSE: UCB) is the financial holding company for United Community, a top 100 U.S. financial institution committed to building stronger communities and improving the financial health and well-being of its customers. United Community offers a full range of banking, mortgage and wealth management services. As of September 30, 2025, United Community Banks, Inc. had $28.1 billion in assets and operated 199 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. The Company also manages a nationally recognized SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. United Community is an 11-time winner of J.D. Power’s award for highest customer satisfaction among consumer banks in the Southeast and was named the most trusted bank in the region in 2025. The Company has also been recognized eight consecutive years by American Banker as one of the “Best Banks to Work For.” In commercial banking, United Community earned five 2025 Greenwich Best Brand awards, including national honors for middle market satisfaction. Forbes has consistently named United Community among the World’s Best and America’s Best Banks. Learn more at ucbi.com.
For more information:
Jefferson Harralson
Chief Financial Officer
(864) 240-6208
[email protected]
