Provident Financial Holdings (PROV) Releases Q2 2026 Earnings: Strong Margin and EPS Gains Despite Flat Revenue

By: Quiver EarningsTracker

Posted: 1 month, 3 weeks ago / Feb. 6, 2026 7:17 p.m. UTC

PROV

Provident Financial Holdings Inc. (PROV) reported second-quarter 2026 results.

Income statement highlights:

Total revenue: $14.9 million, up 0.01% year-over-year.

Gross profit: $9.8 million, up 12.35% year-over-year.

Operating profit: $2.1 million, up 440.9% year-over-year, reflecting a marked improvement in operating performance.

Net income attributable to common shareholders: $1.4 million, up 64.68% year-over-year.

Diluted earnings per share: $0.22, up 69.23% year-over-year.

Balance sheet and cash flow highlights:

Cash from operating activities: $1.22 million, up 276.23% year-over-year.

Purchases of property, plant and equipment: $187,000, up 1,000% year-over-year.

Cash and cash equivalents: $54.4 million, up 19.39% year-over-year.

Total liabilities: $1.10 billion, down 2.3% year-over-year.

In short, Provident Financial Holdings (PROV) delivered meaningful margin and profitability gains in Q2 2026—driving sizable growth in net income and EPS despite essentially flat revenue.

Note: This financials data is sourced from a third-party provider and has not been independently verified by Quiver.

Provident Financial Holdings Inc. Insider Trading Activity

Provident Financial Holdings Inc. insiders have traded $PROV stock on the open market 1 times in the past 6 months. Of those trades, 0 have been purchases and 1 have been sales.

Here’s a breakdown of recent trading of $PROV stock by insiders over the last 6 months:

GWENDOLYN WERTZ (Senior Vice President) sold 4,800 shares for an estimated $75,072

To track insider transactions, check out Quiver Quantitative's insider trading dashboard.

Provident Financial Holdings Inc. Hedge Fund Activity

We have seen 13 institutional investors add shares of Provident Financial Holdings Inc. stock to their portfolio, and 14 decrease their positions in their most recent quarter.

Here are some of the largest recent moves:

FOURTHSTONE LLC added 115,612 shares (+100.3%) to their portfolio in Q3 2025, for an estimated $1,820,889
M3F, INC. removed 35,137 shares (-8.8%) from their portfolio in Q3 2025, for an estimated $553,407
TALBOT FINANCIAL, LLC removed 17,850 shares (-100.0%) from their portfolio in Q3 2025, for an estimated $281,137
SUSQUEHANNA INTERNATIONAL GROUP, LLP added 17,357 shares (+inf%) to their portfolio in Q3 2025, for an estimated $273,372
BLACK MAPLE CAPITAL MANAGEMENT LP removed 12,182 shares (-100.0%) from their portfolio in Q3 2025, for an estimated $191,866
MANUFACTURERS LIFE INSURANCE COMPANY, THE removed 10,720 shares (-3.2%) from their portfolio in Q3 2025, for an estimated $168,840
ROYAL BANK OF CANADA removed 8,706 shares (-100.0%) from their portfolio in Q3 2025, for an estimated $137,119

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.