Bank Charter Application: Recent chatter on social media has centered around PayPal's application for a U.S. bank charter. Many users are intrigued by the potential for expanded lending capabilities and improved financial services for small businesses. The move is seen as a strategic step amid a favorable regulatory environment.
Stock Performance Concerns: Discussions also highlight recent downgrades by major financial firms, with some expressing caution over slower branded checkout growth in Q4. There’s a split in views, as others point to long-term potential with the bank charter and strong cash flow as reasons for optimism. The stock’s recent dip has fueled heated debates on its near-term trajectory.
Note: This discussion summary was generated from an AI condensation of post data.
PayPal Holdings, Inc. Insider Trading Activity
PayPal Holdings, Inc. insiders have traded $PYPL stock on the open market 17 times in the past 6 months. Of those trades, 0 have been purchases and 17 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by insiders over the last 6 months:
- SUZAN KEREERE (President, Global Markets) has made 0 purchases and 7 sales selling 25,824 shares for an estimated $1,746,406.
- AARON WEBSTER (EVP, Global Chief Risk Officer) has made 0 purchases and 3 sales selling 9,282 shares for an estimated $615,309.
- CHRIS NATALI (VP, Chief Accounting Officer) has made 0 purchases and 2 sales selling 8,476 shares for an estimated $587,516.
- DIEGO SCOTTI (EVP, GM Consumer Group) has made 0 purchases and 5 sales selling 7,676 shares for an estimated $529,986.
To track insider transactions, check out Quiver Quantitative's insider trading dashboard.
PayPal Holdings, Inc. Revenue
PayPal Holdings, Inc. had revenues of $8.4B in Q3 2025. This is an increase of 7.26% from the same period in the prior year.
You can track PYPL financials on Quiver Quantitative's PYPL stock page.
PayPal Holdings, Inc. Congressional Stock Trading
Members of Congress have traded $PYPL stock 6 times in the past 6 months. Of those trades, 3 have been purchases and 3 have been sales.
Here’s a breakdown of recent trading of $PYPL stock by members of Congress over the last 6 months:
- SENATOR JOHN BOOZMAN purchased up to $15,000 on 11/21.
- REPRESENTATIVE VAL T. HOYLE sold up to $15,000 on 09/23.
- REPRESENTATIVE LISA C. MCCLAIN has traded it 2 times. They made 1 purchase worth up to $15,000 on 08/04 and 1 sale worth up to $15,000 on 09/11.
- SENATOR ANGUS S. KING JR. purchased up to $15,000 on 07/21.
- REPRESENTATIVE JAMES COMER sold up to $15,000 on 07/03.
To track congressional stock trading, check out Quiver Quantitative's congressional trading dashboard.
PayPal Holdings, Inc. Hedge Fund Activity
We have seen 754 institutional investors add shares of PayPal Holdings, Inc. stock to their portfolio, and 1,071 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- UBS AM, A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC added 4,837,497 shares (+52.3%) to their portfolio in Q3 2025, for an estimated $324,402,548
- GOLDMAN SACHS GROUP INC added 3,383,772 shares (+70.1%) to their portfolio in Q3 2025, for an estimated $226,915,750
- DIMENSIONAL FUND ADVISORS LP added 2,160,227 shares (+35.9%) to their portfolio in Q3 2025, for an estimated $144,864,822
- ARROWSTREET CAPITAL, LIMITED PARTNERSHIP removed 1,866,945 shares (-52.3%) from their portfolio in Q3 2025, for an estimated $125,197,331
- ROBECO INSTITUTIONAL ASSET MANAGEMENT B.V. removed 1,864,978 shares (-32.6%) from their portfolio in Q3 2025, for an estimated $125,065,424
- CONTOUR ASSET MANAGEMENT LLC added 1,851,547 shares (+inf%) to their portfolio in Q3 2025, for an estimated $124,164,741
- PUBLIC INVESTMENT FUND removed 1,759,249 shares (-100.0%) from their portfolio in Q2 2025, for an estimated $130,747,385
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
PayPal Holdings, Inc. Analyst Ratings
Wall Street analysts have issued reports on $PYPL in the last several months. We have seen 7 firms issue buy ratings on the stock, and 0 firms issue sell ratings.
Here are some recent analyst ratings:
- Argus Research issued a "Buy" rating on 10/29/2025
- Canaccord Genuity issued a "Buy" rating on 10/29/2025
- Keefe, Bruyette & Woods issued a "Outperform" rating on 10/29/2025
- RBC Capital issued a "Outperform" rating on 10/28/2025
- JMP Securities issued a "Market Outperform" rating on 07/30/2025
- Macquarie issued a "Outperform" rating on 07/30/2025
- Barclays issued a "Overweight" rating on 07/18/2025
To track analyst ratings and price targets for PayPal Holdings, Inc., check out Quiver Quantitative's $PYPL forecast page.
PayPal Holdings, Inc. Price Targets
Multiple analysts have issued price targets for $PYPL recently. We have seen 19 analysts offer price targets for $PYPL in the last 6 months, with a median target of $75.0.
Here are some recent targets:
- Colin Sebastian from Baird set a target price of $66.0 on 12/12/2025
- Jason Kupferberg from B of A Securities set a target price of $68.0 on 12/11/2025
- Jason Kupferberg from Wells Fargo set a target price of $67.0 on 12/09/2025
- Adam Frisch from Evercore ISI Group set a target price of $65.0 on 12/08/2025
- Tien-Tsin Huang from JP Morgan set a target price of $70.0 on 12/04/2025
- Matthew Coad from Truist Securities set a target price of $66.0 on 11/04/2025
- Stephen Biggar from Argus Research set a target price of $87.0 on 10/29/2025
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
