We have received text from H.R. 7183: Youth Financial Learning Act. This bill was received on 2026-01-21, and currently has 10 cosponsors.
Here is a short summary of the bill:
The Youth Financial Learning Act aims to enhance financial literacy among secondary school students in the United States. Here’s a breakdown of the key components of the bill:
1. Overview
The bill is focused on improving the financial education given to students at both elementary and secondary school levels. It introduces grants to encourage state educational agencies to integrate financial literacy into their curricula.
2. Grants for Financial Literacy Education
The bill authorizes the Secretary of Education to provide competitive grants to state educational agencies. These grants are intended to:
- Enable schools to develop and implement financial literacy education programs.
- Support the planning and execution of financial education activities in schools.
The duration of these grants can be up to four years.
3. Application Process for Grants
State educational agencies must apply for these grants by providing a detailed application that includes:
- A plan for awarding subgrants to local educational agencies.
- A strategy to maintain the financial literacy initiatives after grant funds are exhausted.
- Evidence of consultation with stakeholders, including teachers, parents, and students, during the application process.
- A commitment to ensuring programs reach diverse geographic areas and student populations.
4. Allocation of Grant Funds
States receiving grants can allocate funds for various activities, which may include:
- Technical assistance and guidance for local agencies.
- Curriculum development focused on financial literacy.
- Evaluating the effectiveness of financial literacy programs.
Additionally, states must award the majority of grant funds as subgrants to local educational agencies. Priority will be given to local agencies that serve a larger number of schools that require financial literacy improvements.
5. Local Agency Use of Funds
Local educational agencies that receive subgrants must use the funds for:
- Implementing or expanding financial literacy programs within schools.
- Creating partnerships with community organizations for innovative financial literacy activities.
- Professional development programs for educators to incorporate financial education into their teaching.
6. Funding Requirements
States must provide matching funds from non-Federal sources, equating to 25% of the grant amount received. The funds provided under this act are meant to supplement existing state and federal funds, not replace them.
7. Appropriations
The bill authorizes the appropriation of necessary funds for the current fiscal year and the following four fiscal years to support the implementation of these financial literacy initiatives.
Relevant Companies
- GME - GameStop: Likely to be affected by partnerships with schools for educational programs around financial literacy, especially with regards to investing and personal finance.
- SLB - Schlumberger: Could be involved in community initiatives that educate students on the economics of industries, including energy and finance sectors.
- AXP - American Express: May provide resources or programs related to credit and financial management to students through partnerships with educational institutions.
Representative Stephen F. Lynch Bill Proposals
Here are some bills which have recently been proposed by Representative Stephen F. Lynch:
- H.R.7183: Youth Financial Learning Act
- H.R.6556: Failing Bank Acquisition Fairness Act
- H.R.6269: Modular Housing Production Act
- H.R.5915: K2 Veterans Total Coverage Act of 2025
- H.R.5683: Military Consumer Protection Task Force Act of 2025
- H.R.5344: Kleptocracy Asset Recovery Rewards Program Act
You can track bills proposed by Representative Stephen F. Lynch on Quiver Quantitative's politician page for Lynch.
Representative Stephen F. Lynch Net Worth
Quiver Quantitative estimates that Representative Stephen F. Lynch is worth $1.1M, as of February 10th, 2026. This is the 328th highest net worth in Congress, per our live estimates.
Lynch has approximately $0 invested in publicly traded assets which Quiver is able to track live.
You can track Representative Stephen F. Lynch's net worth on Quiver Quantitative's politician page for Lynch.
Representative Stephen F. Lynch Stock Trading
We have data on up to $1.1M of trades from Representative Stephen F. Lynch, which we parsed from STOCK Act filings. Some of the largest trades include:
- A November 27th, 2023 sale of up to $15K of $VMW.
- A May 22nd, 2024 purchase of up to $15K of $NVDA. The stock has risen 100.15% since then.
You can track Representative Stephen F. Lynch's stock trading on Quiver Quantitative's politician page for Lynch.
2026 Massachusetts's 8th Congressional District Election
There has been approximately $1,776,985 of spending in Massachusetts's 8th congressional district elections over the last two years, per our estimates.
The rating for this race is currently "Solid D".
You can track this election on our matchup page for the 2026 Massachusetts's 8th congressional district election.
This article is not financial advice. See Quiver Quantitative's disclaimers for more information.
