S. 1552: Living Donor Protection Act of 2025
The Living Donor Protection Act of 2025 aims to support living organ donors by introducing several key provisions to protect them from discrimination and to promote organ donation.
Prohibition on Discrimination by Insurers
The bill prohibits life insurance, disability insurance, and long-term care insurance providers from denying coverage or increasing premiums based solely on an individual's status as a living organ donor. This means insurers cannot charge higher rates or refuse coverage simply because a person has donated an organ, unless there are specific, unique risks that justify such actions. This provision ensures that living donors are treated equitably in insurance matters.
Enforcement of Insurance Protections
State insurance regulators will have the authority to enforce the non-discrimination provisions outlined in the bill, according to state laws. This allows for appropriate oversight and ensures that insurance companies comply with the new regulations.
Clarifications under the Family and Medical Leave Act (FMLA)
The bill amends the Family and Medical Leave Act to clarify that recovery from surgery related to organ donation qualifies as a serious health condition. This change ensures that both private sector and federal civil service employees can take necessary leave for recovery from organ donation without jeopardizing their job security or leave entitlements.
Updating Educational Materials
Six months after the enactment of this bill, the Secretary of Health and Human Services is required to review and update educational materials concerning living organ donation. This will include:
- The benefits and risks of living organ donation.
- The impact of living organ donation on access to insurance for donors.
- Information on the new legal protections for living donors as defined in the bill.
The updating will take place through various methods, such as public service announcements, updates on official websites, and other media as deemed appropriate by the Secretary.
Impact Summary
Overall, the Living Donor Protection Act of 2025 seeks to create a more supportive environment for living organ donors by preventing insurance discrimination and ensuring that donors receive the necessary information and legal protections related to their status and health following surgery.
Relevant Companies
- UNH - UnitedHealth Group: As a major health insurer, changes in policies regarding living organ donors may impact their underwriting practices.
- AET - Aetna: Being a health insurance provider, Aetna would need to align its practices with the non-discrimination regulations on living organ donors.
- CNC - Centene Corporation: Similar to other insurers, Centene could be affected by the bill's requirement to protect living organ donors from discrimination.
This is an AI-generated summary of the bill text. There may be mistakes.
Sponsors
47 bill sponsors
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TrackTom Cotton
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TrackAngela Alsobrooks
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TrackJim Banks
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TrackMichael F. Bennet
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TrackMarsha Blackburn
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TrackRichard Blumenthal
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TrackCory A. Booker
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TrackJohn Boozman
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TrackShelley Moore Capito
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TrackSusan M. Collins
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TrackChristopher A. Coons
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TrackKevin Cramer
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TrackSteve Daines
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TrackTammy Duckworth
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TrackRichard J. Durbin
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TrackRuben Gallego
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TrackKirsten E. Gillibrand
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TrackCindy Hyde-Smith
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TrackJames C. Justice
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TrackTim Kaine
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TrackMark Kelly
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TrackJohn Kennedy
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TrackAndy Kim
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TrackAngus S. King Jr.
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TrackAmy Klobuchar
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TrackBen Ray Lujan
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TrackRoger Marshall
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TrackJeff Merkley
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TrackLisa Murkowski
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TrackChristopher Murphy
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TrackAlex Padilla
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TrackGary C. Peters
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TrackPete Ricketts
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TrackJacky Rosen
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TrackAdam B. Schiff
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TrackJeanne Shaheen
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TrackTim Sheehy
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TrackElissa Slotkin
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TrackTina Smith
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TrackThom Tillis
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TrackTommy Tuberville
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TrackChris Van Hollen
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TrackRaphael G. Warnock
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TrackPeter Welch
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TrackSheldon Whitehouse
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TrackRon Wyden
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TrackTodd Young
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Actions
5 actions
| Date | Action |
|---|---|
| Mar. 11, 2026 | Committee on Health, Education, Labor, and Pensions. Reported by Senator Cassidy with an amendment in the nature of a substitute. Without written report. |
| Mar. 11, 2026 | Placed on Senate Legislative Calendar under General Orders. Calendar No. 352. |
| Feb. 26, 2026 | Committee on Health, Education, Labor, and Pensions. Ordered to be reported with an amendment in the nature of a substitute favorably. |
| May. 01, 2025 | Introduced in Senate |
| May. 01, 2025 | Read twice and referred to the Committee on Health, Education, Labor, and Pensions. |
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