Why Capital One Financial (COF) Stock Is Down Today

Capital One Financial (COF) is down 4.6% today. Here is some analysis on what might have caused this price movement.

Analysis: There does not appear to be a single clear negative announcement driving today’s sell-off. This could be because investors are still weighing Capital One’s softer first-quarter operating metrics and the execution risk tied to the ongoing Discover integration, even as Wall Street’s most recent rating changes remained broadly positive.

Details:

Capital One’s first-quarter 2026 results showed revenue of $15.23 billion and adjusted earnings per share of $4.42, both below consensus expectations, while net interest margin and efficiency also came in weaker than expected.

The company’s next earnings report is scheduled for July 21, 2026, which can make traders more sensitive to positioning and profit-taking ahead of a major update.

Recent analyst actions were mostly supportive rather than negative, including two July 7 maintained Buy ratings and a late-June upgrade-style initiation, so today’s decline does not look tied to a fresh downgrade.

The Discover integration remains a major focus, with some Discover consumer cards set to begin migrating to Capital One-issued products starting July 27, leaving investors attentive to rollout and cost-execution risk.

Sources:

Capital One Financial, Benzinga, NerdWallet, StockStory

Disclaimer: This price movement analysis was generated with the help of AI. Please double-check the information provided for mistakes.

$COF Insider Trading Activity

$COF insiders have traded $COF stock on the open market 21 times in the past 6 months. Of those trades, 0 have been purchases and 21 have been sales.

Here’s a breakdown of recent trading of $COF stock by insiders over the last 6 months:

NEAL BLINDE (President, Commercial Banking) has made 0 purchases and 8 sales selling 38,135 shares for an estimated $7,265,238.
MATTHEW W COOPER (General Counsel & Corp Secy) has made 0 purchases and 2 sales selling 7,000 shares for an estimated $1,285,515.
LIA DEAN (Pres, Banking & Prem. Products) has made 0 purchases and 2 sales selling 4,976 shares for an estimated $1,048,617.
CELIA KARAM (Pres, Retail Bank) has made 0 purchases and 3 sales selling 4,956 shares for an estimated $1,000,878.
JASON P. HANSON (Pres.- Global Payment Network) sold 3,729 shares for an estimated $764,445
MARK DANIEL MOUADEB (President, Card) has made 0 purchases and 3 sales selling 3,102 shares for an estimated $640,285.
KAITLIN HAGGERTY (Chief Human Resources Officer) has made 0 purchases and 2 sales selling 1,426 shares for an estimated $262,124.

To track insider transactions, check out Quiver Quantitative's insider trading dashboard. You can access data on insider stock transactions through the Quiver Quantitative API insider transaction endpoint.

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$COF Hedge Fund Activity

We have seen 865 institutional investors add shares of $COF stock to their portfolio, and 994 decrease their positions in their most recent quarter.

Here are some of the largest recent moves:

CAPITAL WORLD INVESTORS removed 6,614,887 shares (-26.7%) from their portfolio in Q1 2026, for an estimated $1,206,753,835
FMR LLC removed 6,189,861 shares (-33.0%) from their portfolio in Q1 2026, for an estimated $1,129,216,342
CAPITAL RESEARCH GLOBAL INVESTORS removed 5,887,545 shares (-100.0%) from their portfolio in Q1 2026, for an estimated $1,074,064,834
WELLINGTON MANAGEMENT GROUP LLP added 4,262,975 shares (+445.2%) to their portfolio in Q1 2026, for an estimated $777,694,529
EGERTON CAPITAL (UK) LLP removed 2,069,130 shares (-100.0%) from their portfolio in Q1 2026, for an estimated $377,471,385
BARCLAYS PLC added 1,535,629 shares (+95.7%) to their portfolio in Q1 2026, for an estimated $280,144,798
DZ BANK AG DEUTSCHE ZENTRAL GENOSSENSCHAFTS BANK, FRANKFURT AM MAIN added 1,519,087 shares (+34337.4%) to their portfolio in Q1 2026, for an estimated $277,127,041

To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard. You can access data on hedge funds moves and 13F filings through the Quiver Quantitative API 13F endpoint.

$COF Congressional Stock Trading

Members of Congress have traded $COF stock 2 times in the past 6 months. Of those trades, 1 have been purchases and 1 have been sales.

Here’s a breakdown of recent trading of $COF stock by members of Congress over the last 6 months:

REPRESENTATIVE GILBERT RAY CISNEROS, JR. has traded it 2 times. They made 1 purchase worth up to $15,000 on 01/09 and 1 sale worth up to $15,000 on 02/10.

To track congressional stock trading, check out Quiver Quantitative's congressional trading dashboard. You can access data on congressional stock trades through the Quiver Quantitative API Congress trades endpoint.

$COF Analyst Ratings

Wall Street analysts have issued reports on $COF in the last several months. We have seen 2 firms issue buy ratings on the stock, and 0 firms issue sell ratings.

Here are some recent analyst ratings:

BTIG issued a "Buy" rating on 01/23/2026
Morgan Stanley issued a "Overweight" rating on 01/20/2026

To track analyst ratings and price targets for $COF, check out Quiver Quantitative's $COF forecast page.

$COF Price Targets

Multiple analysts have issued price targets for $COF recently. We have seen 11 analysts offer price targets for $COF in the last 6 months, with a median target of $255.0.

Here are some recent targets:

Moshe Orenbuch from TD Cowen set a target price of $253.0 on 07/07/2026
Erika Najarian from UBS set a target price of $275.0 on 07/07/2026
Vincent Caintic from BTIG set a target price of $259.0 on 06/30/2026
Bill Carcache from Piper Sandler set a target price of $254.0 on 06/30/2026
Brian Foran from Truist Securities set a target price of $255.0 on 04/23/2026
Terry Ma from Barclays set a target price of $250.0 on 04/22/2026
Jeffrey Adelson from Morgan Stanley set a target price of $273.0 on 04/16/2026

This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.