Analyst Upgrades: Recent social media conversations center on Mizuho's decision to reiterate an outperform rating for Upstart with a $45 price target. Commentators note the firm's conservative 2026 guidance and steady advances in its HELOC and auto lending areas as key points of interest.
Congressional Buys: Discussions also reference a disclosed purchase by a member of Congress in the shares. Observers link this to expectations of revenue upside from refined lending models and slower growth in fixed costs ahead of earnings.
Position Building: Market watchers describe building positions in longer-dated options as a response to potential rerating if earnings exceed subdued forecasts. Some express measured doubt on rapid near-term gains while highlighting broader optionality in the AI-driven platform.
Note: This discussion summary was generated from an AI condensation of post data.
Upstart Holdings Insider Trading Activity
Upstart Holdings insiders have traded $UPST stock on the open market 25 times in the past 6 months. Of those trades, 3 have been purchases and 22 have been sales.
Here’s a breakdown of recent trading of $UPST stock by insiders over the last 6 months:
- DAVE GIROUARD has made 2 purchases buying 170,240 shares for an estimated $4,999,606 and 0 sales.
- PAUL GU (Chief Executive Officer) purchased 50,000 shares for an estimated $1,375,000
- SANJAY DATTA (President, Capital& Enterprise) has made 0 purchases and 7 sales selling 45,780 shares for an estimated $1,365,176.
- ANDREA BLANKMEYER (Chief Financial Officer) has made 0 purchases and 5 sales selling 17,219 shares for an estimated $507,338.
- SCOTT DARLING (Chief Legal Officer) has made 0 purchases and 5 sales selling 15,871 shares for an estimated $452,501.
- NATALIA MIRGORODSKAYA (See Remarks) has made 0 purchases and 5 sales selling 3,342 shares for an estimated $94,910.
To track insider transactions, check out Quiver Quantitative's insider trading dashboard. You can access data on insider stock transactions through the Quiver Quantitative API insider transaction endpoint.
Upstart Holdings Revenue
Upstart Holdings had revenues of $364.7M in Q2 2026. This is an increase of 51.47% from the same period in the prior year.
You can track UPST financials on Quiver Quantitative's UPST stock page.
You can access data on UPST stock through the Quiver Quantitative API.
Upstart Holdings Hedge Fund Activity
We have seen 189 institutional investors add shares of Upstart Holdings stock to their portfolio, and 207 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- JERICHO CAPITAL ASSET MANAGEMENT L.P. removed 5,011,809 shares (-100.0%) from their portfolio in Q1 2026, for an estimated $128,552,900
- MORGAN STANLEY removed 1,560,347 shares (-39.3%) from their portfolio in Q2 2026, for an estimated $55,283,094
- MAREX GROUP PLC removed 1,062,689 shares (-90.1%) from their portfolio in Q1 2026, for an estimated $27,257,972
- NORGES BANK removed 1,047,466 shares (-91.8%) from their portfolio in Q2 2026, for an estimated $37,111,720
- BANK OF AMERICA CORP /DE/ added 1,006,378 shares (+198.9%) to their portfolio in Q2 2026, for an estimated $35,655,972
- MARSHALL WACE, LLP removed 909,420 shares (-27.7%) from their portfolio in Q2 2026, for an estimated $32,220,750
- AZORA CAPITAL LP removed 882,231 shares (-100.0%) from their portfolio in Q1 2026, for an estimated $22,629,225
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard. You can access data on hedge funds moves and 13F filings through the Quiver Quantitative API 13F endpoint.
Upstart Holdings Analyst Ratings
Wall Street analysts have issued reports on $UPST in the last several months. We have seen 1 firms issue buy ratings on the stock, and 0 firms issue sell ratings.
Here are some recent analyst ratings:
- BTIG issued a "Buy" rating on 05/06/2026
To track analyst ratings and price targets for Upstart Holdings, check out Quiver Quantitative's $UPST forecast page.
Upstart Holdings Price Targets
Multiple analysts have issued price targets for $UPST recently. We have seen 5 analysts offer price targets for $UPST in the last 6 months, with a median target of $43.0.
Here are some recent targets:
- Will Nance from Goldman Sachs set a target price of $39.0 on 07/09/2026
- Kyle Peterson from Needham set a target price of $40.0 on 07/07/2026
- Vincent Caintic from BTIG set a target price of $43.0 on 07/07/2026
- Patrick Moley from Piper Sandler set a target price of $46.0 on 05/06/2026
- Dan Dolev from Mizuho set a target price of $51.0 on 03/26/2026
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
