Recent chatter on X about SoFi Technologies (SOFI) has been notably active, with much of the focus on the company’s impressive Q2 2025 earnings report. Discussions highlight a staggering 44% increase in adjusted net revenue and an 81% surge in adjusted EBITDA, sparking debates on whether this momentum can persist. Many users are captivated by the firm’s raised full-year guidance, seeing it as a sign of strong future growth.
However, not all sentiments are uniformly positive, as some posts on X point to volatile market conditions and a recent dip in stock price as areas of concern. There’s a divide in opinions, with some emphasizing SoFi’s strategic moves, like expanding into alternative investments, while others question the sustainability of its rapid expansion. The conversation remains dynamic, reflecting the high stakes surrounding this fintech player.
Note: This discussion summary was generated from an AI condensation of post data.
SoFi Technologies Insider Trading Activity
SoFi Technologies insiders have traded $SOFI stock on the open market 10 times in the past 6 months. Of those trades, 0 have been purchases and 10 have been sales.
Here’s a breakdown of recent trading of $SOFI stock by insiders over the last 6 months:
- MAGDALENA YESIL has made 0 purchases and 2 sales selling 174,280 shares for an estimated $2,469,800.
- JEREMY RISHEL (Chief Technology Officer) has made 0 purchases and 2 sales selling 135,472 shares for an estimated $1,906,890.
- KELLI KEOUGH (EVP, GBUL, SIPS) has made 0 purchases and 6 sales selling 63,601 shares for an estimated $937,834.
To track insider transactions, check out Quiver Quantitative's insider trading dashboard.
SoFi Technologies Hedge Fund Activity
We have seen 394 institutional investors add shares of SoFi Technologies stock to their portfolio, and 320 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
- TWO SIGMA ADVISERS, LP removed 10,044,100 shares (-51.6%) from their portfolio in Q1 2025, for an estimated $116,812,883
- TWO SIGMA INVESTMENTS, LP removed 6,365,363 shares (-40.1%) from their portfolio in Q1 2025, for an estimated $74,029,171
- QUBE RESEARCH & TECHNOLOGIES LTD added 6,098,294 shares (+3202.1%) to their portfolio in Q1 2025, for an estimated $70,923,159
- BANK OF AMERICA CORP /DE/ added 5,537,614 shares (+92.6%) to their portfolio in Q1 2025, for an estimated $64,402,450
- DIMENSIONAL FUND ADVISORS LP removed 5,254,503 shares (-36.7%) from their portfolio in Q1 2025, for an estimated $61,109,869
- NIKKO ASSET MANAGEMENT AMERICAS, INC. removed 5,106,191 shares (-66.0%) from their portfolio in Q1 2025, for an estimated $59,385,001
- RENAISSANCE TECHNOLOGIES LLC added 4,459,600 shares (+67.1%) to their portfolio in Q1 2025, for an estimated $51,865,148
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
SoFi Technologies Analyst Ratings
Wall Street analysts have issued reports on $SOFI in the last several months. We have seen 3 firms issue buy ratings on the stock, and 1 firms issue sell ratings.
Here are some recent analyst ratings:
- Mizuho issued a "Outperform" rating on 07/31/2025
- Needham issued a "Buy" rating on 07/30/2025
- Morgan Stanley issued a "Underweight" rating on 07/30/2025
- JMP Securities issued a "Market Outperform" rating on 04/25/2025
To track analyst ratings and price targets for SoFi Technologies, check out Quiver Quantitative's $SOFI forecast page.
SoFi Technologies Price Targets
Multiple analysts have issued price targets for $SOFI recently. We have seen 10 analysts offer price targets for $SOFI in the last 6 months, with a median target of $18.5.
Here are some recent targets:
- Dan Dolev from Mizuho set a target price of $26.0 on 07/31/2025
- Kyle Peterson from Needham set a target price of $25.0 on 07/30/2025
- Terry Ma from Barclays set a target price of $21.0 on 07/30/2025
- Jeffrey Adelson from Morgan Stanley set a target price of $13.0 on 07/30/2025
- Matthew Coad from Truist Securities set a target price of $20.0 on 07/17/2025
- Brian McKenna from JMP Securities set a target price of $17.0 on 07/14/2025
- Moshe Orenbuch from TD Cowen set a target price of $21.0 on 07/11/2025
This article is not financial advice. See Quiver Quantitative's disclaimers for more information. Note that there may be inaccuracies due to mistakes in ticker-mapping, and other anomalies.
