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S. 3654: Military Occupancy Living Defense Act

This bill, titled the Military Occupancy Living Defense Act (or MOLD Act), aims to enhance housing and environmental health protections for military personnel and their families living in privatized military housing. Here are the key provisions and objectives of the bill:

Uniform Housing Standards

The bill mandates the Secretary of Defense to establish a uniform code of basic housing standards for safety, comfort, and habitability in privatized military housing. This code should meet or exceed guidelines from established property maintenance codes.

Environmental Hazards

Concerns have been raised about hazardous living conditions, particularly mold contamination, which has affected numerous military families. The bill requires decisive actions to address these environmental hazards, recognizing the financial burden placed on families to manage these issues, which can include temporary relocations and health care costs.

Mandatory Inspections and Standards

  • Interim Guidance: Within 180 days of the bill's enactment, interim guidance on acceptable humidity levels, ventilation, and water intrusion should be issued.
  • Final Standards: Final standards must be established within one year, detailing acceptable indoor humidity levels, ventilation requirements, and environmental inspection methods.
  • Independent Inspections: Third-party inspectors will be utilized for environmental health inspections upon tenant turnover, following tenant complaints, or after remediation efforts.

Accountability and Reporting

  • The housing offices must annually certify compliance with the established standards.
  • Inspection results must be documented, certified, and made available to both tenants and military leadership.
  • All findings from inspections and tenant complaints must be reported and tracked until resolved, ensuring accountability for privatized housing providers.

Health and Safety Requirements

For any new contracts or renewals related to privatized military housing, the bill requires that health and safety standards are strictly adhered to, with specific provisions for environmental hazard responses and tenant relocation, if necessary.

Mold Remediation Standards

The bill emphasizes that all mold assessments and remediation efforts be done by certified professionals adhering to established national standards for mold remediation.

Tenant Support Mechanisms

The legislation will improve the Defense Housing Feedback System, ensuring a robust complaint mechanism is available 24/7 for residents to report issues related to humidity, water damage, or other hazards in their living spaces.

Public Accountability

Annual reports must be submitted to the relevant Congressional committees detailing the number of mold complaints, inspection results, remediation timelines and relocation cases. The Secretary of Defense will also evaluate health impacts related to mold exposure in military housing.

Enforcement Measures

The bill includes enforcement provisions for landlords and privatized housing providers that fail to comply with the established regulations, including potential audits and suspension of bonuses for systemic non-compliance.

Definitions

The bill provides definitions for terms including "acceptable levels of relative humidity", "covered housing", "environmental inspection and testing methods", and "mold", clarifying the scope and application of the regulations within the bill.

Relevant Companies

  • KBH - KB Home and other similar firms might be affected due to their involvement in the military housing sector.
  • PHM - PulteGroup might see changes in housing contracts and regulatory compliance based on the bill’s mandates regarding health and safety standards.
  • LEN - Lennar Corporation could be impacted by the new standards, affecting their military housing projects.

This is an AI-generated summary of the bill text. There may be mistakes.

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Sponsors

7 bill sponsors

Actions

2 actions

Date Action
Jan. 15, 2026 Introduced in Senate
Jan. 15, 2026 Read twice and referred to the Committee on Armed Services.

Corporate Lobbying

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Potentially Relevant Congressional Stock Trades

Estimated excess return of the underlying stock since the transaction
Politician Stock Transaction Filed Traded
Congress pfp
Gilbert Ray Cisneros, Jr. D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $1,001 - $15,000
Feb 13, 2026 Jan 09, 2026 -21.94%
Congress pfp
Gilbert Ray Cisneros, Jr. D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $1,001 - $15,000
Jan 12, 2026 Dec 19, 2025 -15.99%
Congress pfp
Gilbert Ray Cisneros, Jr. D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Purchase $1,001 - $15,000
Dec 15, 2025 Nov 18, 2025 -24.76%
Congress pfp
Val T. Hoyle D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $1,001 - $15,000
Oct 10, 2025 Sep 23, 2025 -28.43%
Congress pfp
Val T. Hoyle D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Purchase $1,001 - $15,000
Sep 12, 2025 Jun 26, 2025 -28.12%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Sale $1,001 - $15,000
Jul 09, 2025 Jun 23, 2025 +2.90%
Congress pfp
Lisa C. McClain R / House
KBH logo
KBH KB HOME COMMON STOCK
Sale $1,001 - $15,000
Aug 13, 2025 Jun 17, 2025 -9.29%
Congress pfp
Lisa C. McClain R / House
KBH logo
KBH KB HOME COMMON STOCK
Purchase $1,001 - $15,000
Aug 13, 2025 Jun 09, 2025 -13.35%
Congress pfp
Gilbert Ray Cisneros, Jr. D / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Purchase $1,001 - $15,000
Jun 06, 2025 May 30, 2025 -29.77%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Sale $1,001 - $15,000
Jun 10, 2025 May 19, 2025 +3.52%
Congress pfp
Jefferson Shreve R / House
PHM logo
PHM PULTEGROUP, INC. COMMON STOCK
Sale $15,001 - $50,000
Jun 22, 2025 May 12, 2025 -2.42%
Congress pfp
Jefferson Shreve R / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $15,001 - $50,000
Jun 22, 2025 May 12, 2025 -35.67%
Congress pfp
Jefferson Shreve R / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Purchase $15,001 - $50,000
Jun 22, 2025 May 08, 2025 -37.17%
Congress pfp
Robert Bresnahan R / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $1,001 - $15,000
Apr 28, 2025 Apr 08, 2025 -48.02%
Congress pfp
Michael T. McCaul R / House
LEN logo
LEN LENNAR CORP
Purchase $50,001 - $100,000
Apr 17, 2025 Apr 05, 2025 -49.31%
Congress pfp
Michael T. McCaul R / House
LEN logo
LEN LENNAR CORP
Purchase $1,001 - $15,000
Apr 17, 2025 Apr 05, 2025 -49.31%
Congress pfp
Michael T. McCaul R / House
LEN logo
LEN LENNAR CORP
Purchase $1,001 - $15,000
May 12, 2025 Apr 01, 2025 -41.37%
Congress pfp
Michael T. McCaul R / House
LEN logo
LEN LENNAR CORP
Purchase $1,001 - $15,000
May 12, 2025 Apr 01, 2025 -41.37%
Congress pfp
Jefferson Shreve R / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $15,001 - $50,000
Apr 11, 2025 Mar 31, 2025 -41.98%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Purchase $1,001 - $15,000
Apr 10, 2025 Mar 12, 2025 -4.08%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Purchase $1,001 - $15,000
Mar 06, 2025 Feb 25, 2025 +0.06%
Congress pfp
Jefferson Shreve R / House
LEN logo
LEN LENNAR CORPORATION CLASS A COMMON STOCK
Sale $15,001 - $50,000
Mar 09, 2025 Feb 24, 2025 -37.62%
Congress pfp
Jefferson Shreve R / House
PHM logo
PHM PULTEGROUP, INC. COMMON STOCK
Purchase $15,001 - $50,000
Mar 09, 2025 Feb 24, 2025 +5.52%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Purchase $1,001 - $15,000
Dec 05, 2024 Nov 15, 2024 -20.98%
Congress pfp
Ritchie Torres D / House
LEN logo
LEN C�������: THIS INVESTMENT IS HELD WITHIN A PUBLICLY AVAILABLE, WIDELY HELD INDEPENDENTLY MANAGED PORTFOLIO OVER WHICH I HAVE NO AUTHORITY TO EXERCISE CONTROL OVER OR INFLUENCE THE FINANCIAL INTERESTS HELD BY THE PORTFOLIO. THE ASSETS OF THE PORTFOLIO ARE WIDELY DIVERSIFIED, AND ALL INVESTMENT DECISIONS ARE MADE SOLELY BY THE INDEPENDENT MANAGER, WITHOUT MY INPUT OR DIRECTION. LENNAR CORPORATION CLASS A COMMON STOCK
Sale $1,001 - $15,000
Aug 20, 2025 Sep 26, 2024 -65.46%
Congress pfp
Ritchie Torres D / House
LEN logo
LEN C�������: THIS INVESTMENT IS HELD WITHIN A PUBLICLY AVAILABLE, WIDELY HELD INDEPENDENTLY MANAGED PORTFOLIO OVER WHICH I HAVE NO AUTHORITY TO EXERCISE CONTROL OVER OR INFLUENCE THE FINANCIAL INTERESTS HELD BY THE PORTFOLIO. THE ASSETS OF THE PORTFOLIO ARE WIDELY DIVERSIFIED, AND ALL INVESTMENT DECISIONS ARE MADE SOLELY BY THE INDEPENDENT MANAGER, WITHOUT MY INPUT OR DIRECTION. LENNAR CORPORATION CLASS A COMMON STOCK
Purchase $1,001 - $15,000
Aug 20, 2025 Sep 26, 2024 -65.46%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Sale $1,001 - $15,000
Jun 05, 2024 May 29, 2024 -20.44%
Congress pfp
Ro Khanna D / House
PHM logo
PHM PULTEGROUP INC. CMN
Purchase $1,001 - $15,000
May 06, 2024 Apr 26, 2024 -26.00%
Congress pfp
Tommy Tuberville R / Senate
PHM logo
PHM PulteGroup, Inc. Common Stock
Sale (Full) $1,001 - $15,000
May 15, 2024 Apr 04, 2024 -24.86%