H.R. 3547: Servicemember Healthcare Freedom Act of 2025

This bill, titled the Servicemember Healthcare Freedom Act of 2025, aims to amend existing laws to give certain members of the military—specifically those in the Selected Reserve and National Guard who are also employed by the federal government—the option to choose between military healthcare plans and civilian healthcare plans.

Key Provisions

• The bill allows members of the Selected Reserve and National Guard to enroll in TRICARE Reserve Select (TRS) health plans, a healthcare benefit currently available to them but limited in access due to existing federal employee health benefits rules.
• It removes a prohibition that prevents these servicemembers from enrolling in TRS if they are also eligible for Federal Employee Health Benefits (FEHB).
• The new provisions would go into effect on January 1, 2026, allowing those eligible to access TRS healthcare options earlier than the current expiration date of January 1, 2030.

Rationale for the Bill

• Many members of the Selected Reserve and National Guard work for the federal government in civilian jobs while also serving in a military capacity.
• Providing them the ability to choose between comprehensive military and civilian healthcare options aims to improve continuity of care during their mobilization cycles.
• Enhancing the healthcare options for Armed Forces members is believed to contribute positively to military readiness and overall effectiveness.

Impact on Eligibility

• The bill specifically targets members of the Selected Reserve and National Guard, allowing those who meet the criteria to take advantage of TRICARE Reserve Select plans.
• This change is intended to bridge the gap for those who are currently limited by the existing FEHB eligibility requirements.

Conclusion

By facilitating access to military healthcare plans, the bill seeks to enhance the support available to members of the Armed Forces who work in dual roles, thereby streamlining healthcare choices and promoting better health outcomes for service members and their families.

Relevant Companies

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