H.R. 3132: Certified Help Options in Claims Expertise for Veterans Act of 2025

The Certified Help Options in Claims Expertise for Veterans Act of 2025, also referred to as the CHOICE for Veterans Act of 2025, aims to modify existing laws surrounding the recognition and regulation of individuals providing assistance to veterans in filing claims for benefits through the Department of Veterans Affairs (VA). The bill consists of several key sections and amendments that focus on enhancing the support and oversight of agents and attorneys who assist veterans in their claims processes.

Promotion of Availability of Assistance

The bill mandates the VA to provide information to veterans about accredited individuals or organizations that can assist with claims for benefits. Upon receiving a claim from a veteran not represented by an accredited person, the VA is required to:

• Notify the veteran of the availability of assistance from accredited persons.
• Include information about organizations recognized by the VA that can offer assistance at no cost to the veteran.
• Maintain a publicly accessible list of these accredited individuals on the VA's website.

This list must be updated at least quarterly, and the VA should also provide a system for veterans to report any unrecognized individuals who assist them with claims.

Online Warnings Regarding Fees

The VA is required to display warnings about potential fees that agents or attorneys may charge when veterans submit claims online. This ensures that veterans are informed about these financial aspects before they proceed with representation.

Recognition of Agents and Attorneys

This section establishes a revised process for recognizing individuals as agents or attorneys who help with veterans' claims. Key changes include:

• A formal application process for individuals seeking recognition, with a timeline for verification.
• Provision for temporary recognition if the VA cannot verify qualification within a specified timeframe.
• Regulations that prevent refusal of recognition based on past unrecognized fee charges or employment with nonprofit organizations.

Fee Agreements

The bill stipulates that fee agreements between veterans and their representatives must align with specific guidelines, ensuring fees are contingent upon a favorable outcome for the claimant. It also sets limits on maximum fees that can be charged, and it requires standardized forms to be provided to veterans regarding fee agreements.

Penalties for Violations

Provisions are included to impose penalties for unauthorized fees in relation to claims. Individuals who violate laws regarding this assistance can face fines or imprisonment. This section strengthens accountability among agents and attorneys working with veterans.

Regulatory Review and Reporting

The bill mandates the Secretary of Veterans Affairs to review and improve existing regulations regarding the recognition of agents and attorneys, and it requires periodic reporting to Congress on various aspects of the recognition process.

Federal Preemption

It establishes that the federal laws enacted through this bill will take precedence over any conflicting state laws, which could affect how claims are processed and managed at the state level.

Extension of Pension Payment Limits

Lastly, the bill extends specific limits on pension payments to a new expiration date, providing continued financial support mechanisms under certain conditions.

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