H.R. 2662: Staged Accident Fraud Prevention Act of 2025

This bill, known as the Staged Accident Fraud Prevention Act of 2025, aims to address the issue of intentionally causing collisions involving commercial motor vehicles, often associated with fraudulent claims. Below are the key elements of the bill:

Prohibition of Staging Accidents

The bill establishes that it is illegal for any individual operating a motor vehicle to:

• Intentionally cause a collision with a commercial motor vehicle, or
• Arrange for another person to cause such a collision.

Penalties for Violations

The bill outlines specific penalties for those found guilty of staging collisions:

• For causing a collision: Individuals may face fines and/or imprisonment for up to 20 years.
• For causing a collision that results in serious bodily injury or death: Individuals face fines and/or imprisonment for a minimum of 20 years.

Limitation on Prosecution

The bill includes a provision that protects individuals from being prosecuted under this section if they have already been convicted or acquitted of the same act in a state or federal court.

Clerical Amendments

The bill also includes a clerical amendment to update the legal framework in Title 49 of the United States Code, reflecting the addition of this new section regarding staging collisions.

Purpose of the Bill

The primary goal of this legislation is to reduce fraudulent behaviors associated with motor vehicle accidents, particularly those involving large commercial vehicles which can lead to significant financial impacts on insurance systems and public safety.

Relevant Companies

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