Risk Factors Dashboard
Once a year, publicly traded companies issue a comprehensive report of their business, called a 10-K. A component mandated in the 10-K is the ‘Risk Factors’ section, where companies disclose any major potential risks that they may face. This dashboard highlights all major changes and additions in new 10K reports, allowing investors to quickly identify new potential risks and opportunities.
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Risk Factors - CASH
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Item 1A. Risk Factors.
We are subject to various risks, including those described below that, individually or in the aggregate, could cause our actual results to differ materially from expected or historical results. Our business could be harmed, perhaps materially, by any of these risks, as well as other risks that we have not identified, whether due to such risks not presently being known to us, because we do not currently believe such risks to be material, or otherwise. The trading price of our common stock could decline due to any of these risks, and you may lose all or part of your investment. Moreover, certain events including geopolitical and financial market turmoil may also have the effect of heightening many of the risks and uncertainties described in the risks discussed below. The risks discussed below also include forward-looking statements, and actual results and events may differ substantially from those discussed or highlighted in these forward-looking statements. In assessing these risks, you should also refer to the other information contained in this Annual Report on Form 10-K, including the Company’s financial statements and related notes. Before making an investment decision with respect to any of our securities, you should carefully consider the following risks and uncertainties described below and elsewhere in this Annual Report on Form 10-K. See “Forward-Looking Statements.”
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Risk Factor Summary
These risks and uncertainties include:
Risks Related to Our Industry and Business
•Our framework for managing risk, including our underwriting practices, may not prevent future losses.
•We are subject to credit risk in connection with our lending and leasing activities, and our financial condition and results of operations may be negatively impacted by factors that adversely affect our borrowers.
•If our actual credit losses exceed our allowance for credit losses, our net income will decrease.
•Our earnings are significantly affected by general business, political and economic conditions.
•Adverse developments or concerns affecting the financial services industry or specific financial institutions could adversely affect our financial condition and results of operations.
•Ineffective liquidity management could adversely affect our financial condition and results of operation.
•Our investments in certain tax-advantaged projects may not generate anticipated returns, causing an adverse impact on our results of operations.
•The residual value of leased equipment at the time of its disposition may be less than forecasted at the time we entered into the lease.
•Changes in interest rates could adversely affect our results of operations and financial condition.
•We operate in an extremely competitive market, and our business will suffer if we are unable to compete effectively.